Last verified: October 26, 2026 against the official Xero pricing page. Tracking since August 31, 2026.
Xero Pricing Plans
| Plan | Monthly | Annual (per month) | Notes & key limits |
|---|---|---|---|
| Early | $27 | — | New customers get 80% off for the first 3 months, then regular price applies. Billed monthly. — Send 20 invoices, 5 bills, reconcile bank transactions, 30-day cash flow forecast |
| Growing | $59 | — | New customers get 80% off for the first 3 months, then regular price applies. Billed monthly. — Unlimited invoices/quotes/bills, 60-day cash flow forecast, customize dashboards, 3 budgets |
| Established | $97 | — | New customers get 80% off for the first 3 months, then regular price applies. Billed monthly. — 180-day cash flow forecast, analyze KPIs, multiple currencies, track projects, expense claims |
Prices in USD. “Annual” is the per-month price when billed yearly. “—” means the price is not published (custom quote or not shown on the official page).
Price Change History
No pricing changes detected since we began tracking on August 31, 2026. When Xero changes any plan price, it will be recorded here with the date we detected it.
Frequently Asked Questions
How much does Xero cost in October 2026?
Xero paid plans range from $27 to $97 per month. Verified against the official Xero pricing page on October 26, 2026.
Does Xero have a free plan?
No — as of October 26, 2026, Xero does not offer a free plan on its official pricing page; the cheapest paid plan is $27 per month.
When did Xero last change its pricing?
No pricing changes have been detected since tracking began on August 31, 2026. Our monitor checks the official page weekly.
How is this pricing data verified?
An automated monitor reads the official Xero pricing page every week; any change is confirmed with independent re-reads before being recorded. No prices are estimated or copied from third-party sources.
How We Track Xero Pricing
Our automated monitor checks the official Xero pricing page every week and records the published prices. When a price changes, the change is verified with a second independent read before being logged above. We do not estimate, average, or reconstruct prices from third-party sources — every number on this page was read directly from Xero’s own pricing page on the date shown.